Comments(0)
ilocandia weekend.
Took the Saturday evening 9-hour bus ride to Laoag.
Arrived Sunday morning in time to accompany Kris at MMSU in Batac for a talk on leadership.
Lent moral and legal support to Kuya Roven; flew back to Manila with a heavy heart Monday evening. Dang the F******es and the voters of 7B, Laoag.
Comments(0)
ah, found my missing photos (accidentally saved on a different folder)…
Comments(0)
From ftp://ftp.bir.gov.ph/webadmin1/pdf/14159ruling03_010.pdf
SEC. 97 of the NIRC. Payment of Tax Antecedent to the Transfer of Shares, Bonds or Rights. -
x x x x
If a bank has knowledge of the death of a person, who maintained a bank deposit account alone, or jointly with another, it shall not allow any withdrawal from the said deposit account, unless the Commissioner has certified that the taxes imposed thereon by this Title have been paid: Provided, however, That the administrator of the estate or any one (1) of the heirs of the decedent may, upon authorization by the Commissioner, withdraw an amount not exceeding Twenty thousand pesos (P20,000) without the said certification. For this purpose, all withdrawal slips shall contain a statement to the effect that all of the joint depositors are still living at the time of withdrawal by any one of the joint depositors and such statement shall be under oath by the said depositors.
Arts. 484 and 485, Civil Code -
The share or portion belonging to the joint depositors in the joint deposit account shall be presumed equal and the benefits as well as the charges in the joint account shall be proportional to their respective shares.
Considering that the joint account is co-owned by the depositors, there is a presumption that they owned it equally or in 50/50 shares, in which case, the transfer of the remaining balance of the whole deposit to the surviving co-depositor/s upon death of the other co-depositor is a transfer made by the said depositor in contemplation of death. as provided under Section 85(B) of the 1997 Tax Code, to viz:
“(B) Transfer in Contemplation of Death – To the extent of any interest therein of which the decedent has at any time made a transfer, by trust or otherwise, in contemplation of or intended to take effect in possession or enjoyment at or after death, or of which he has at any time made a transfer, by trust or otherwise, under which he has retained for his life or for any period which does not in fact end before his death (1) the possession or enjoyment of, or the right to the income from the property, or (2) the right, either alone or in conjunction with any person, to designate the person who shall possess or enjoy the property or the income therefrom; except in case of a bona fide sale for an adequate and full consideration in money or money’s worth.”
From bpidirect@bpi.com.ph on an inquiry on withdrawing funds from a
joint account if a co-depositor is already deceased.
1. The branch shall hold the proportionate share on the
total deposits of the deceased party (i.e ½ for two (2)
depositors, 1/3 for three (3) depositors, etc.).
2. To release the surviving co-depositors share, the following
shall be required:
a. Certified True Copy of Death certificate
b. Written request by the surviving co-depositor for the Bank to
release his proportionate share in the deposit account.
c. Notarized quitclaim, undertaking and Indemnity
3. Withdrawal of the proportionate share of the deceased
party may be allowed upon submission of:
a. hospital bills
b. funeral bills
c. credit card bills
d. utilities bills
e. other proof of expenses or obligations incurred by the
deceased or in connection with or arising from the
hospitalization / burial / death of the deceased.
4. To pay for the above cited expenses or obligations, the
surviving heirs may request the branch to issue manager’s
check (out of the deceased party’s share). The bank will
require the following:
a. Certified True Copy of Death Certificate
b. Documents to prove filiation with the deceased
c. Identification documents of person(s) to whom deposit will
be released
d. Indemnity Agreement (/with Special Power of Attorney)
5. Otherwise, if there are no bills or obligations due from the
deceased party’s share, and the depositor died without will,
the checklist of bank requirements for deceased
account will apply.
Comments(0)
23 October 2007
Dear Fellow Alumni,
We would like to invite you to a Memorial Mass for all Ateneo alumni who have passed away, with special intentions for those who passed away during the past two years. The Memorial Mass will be on Sunday, 4
November 2007, 10:30 A.M. at the Church of the Gesù. Fr. Alberto V. Ampil, S.J., will be presiding.
As part of our Mass offering, kindly place the names of departed alumni, friends, and family members written on slips of paper in the basket which you will find near the holy water font between the two front entrance doors of the Gesù. You may place the names in the basket before
mass starts or as you enter the Gesù.
Thank you.
Jun Dalandan
Director for Alumni Relations
Office of University Development & Alumni Relations
Comments(0)
http://www.un.org/events/unday/2007/
The anniversary of the entry into force of the United Nations Charter on 24 October 1945 has been celebrated as United Nations Day since 1948. It has traditionally been marked throughout the world by meetings, discussions and exhibits on the achievements and goals of the Organization. In 1971, the General Assembly recommended that Member States observe it as a public holiday.
Comments(0)
joint-birthday celebration for Anna and Kris at Century.
Comments(0)
Final farewell to Lola Saling…Thank you for the love. We will miss you.
Here are some photos and footages of the interment for family and friends who could not be with us.
Comments(0)
I took the half day off from work so i can go early to St. Peter’s; after all this is the last viewing day of Lola Saling and there might be some more burial plans to be done. Since Kris will follow there later in the evening, I decided to leave my car in Magallanes and just commute to Quezon Ave.
Ria: Have you eaten already?
Kris: Yes. Samahan na lang kita. Where do you want to eat?
Ria: Luk Yuen!
Kris: Ok. I can just grab coffee from the Starbucks beside it then watch a movie when you’re gone.
Ria: Ay, wait. It’s far from the MRT station. From the parking lot, we gotta walk towards it, then we gotta walk back towards the MRT station. Hassle pa. Sa Chowking na nga lang. They got same chinese noodles anyway.
While waiting for my food, we suddenly heard and felt a big explosion. It’s like as if there was a force that warped the airspace within the mall; and personally, like there was a huge firecracking going off near us, which despite not hitting something tangible, I felt a force pushing us a bit.
The mall rocked, some debris from the ceiling of the activity center fell (i was facing out of Chowking), and people started screaming and running (as Kris puts it, it was like pouring some drops of water over an anthill). One security guard shouted for us not to panic, that it was just an aircon blowing off. And so, Kris and I remained calm and just stayed put; personally, i didn’t wanna be caught in the wave of bodies rushing off and I want my food — I was famished na eh. However, after a few seconds, more people came running and screaming past Chowking. I thought, maybe there is fire already; thus Kris and I decided to head out na nga rin.
As we were walking, i decided to check on Shey. She works in Glorietta, staying at 24/7 most of the time — near Luk Yuen.
Ria: Where are you?!
Shey: Ri, there’s an explosion just now…
Ria: Yes, I am also here in Glorietta. Where are you?!
Shey: I can see the street, but there’s a lot of smoke. I can’t get out! Please help me, send someone to help me get out!
That’s when fear gripped me. Kris and I ran towards 24/7; however, we were stopped by police/security who were rolling out the ticker tape at the corner of ParkSquare Drive. Dang, puro usok, rubble, shards of glass, people, police units. Ang gulo.
We approached one policeman and begged for Shey; however, we were told to back off. Nakakaiyak the helplessness.
I called Betty to tell her to call Shey’s boss/officemates. I tried to get back to Shey, but the network was now busy. I can’t even call anyone anymore.
Then, we saw a bloodied woman coming out. Then a San Lo multicab rushing with a victim aboard.
Still no Shey nor any word from/about her.
I was using my camera as "binoculars" but all I saw was the rubble…and Shey’s car behind the wrecked cab!
After some more excruciating minutes, Betty called and told me Mel was able to talk with Shey already and she was able to crawl out of 24/7. After some more minutes, Kris was able to contact Shey na rin.
Dang, the ceiling of her office fell on her and she got some wound sa arms nya. But she is ok at Greenbelt area and her sister is on the way to take her to the hospital just to check on her.
Thank God! Thank God Shey is safe and Thank God we were too lazy to have gone to Luk Yuen!
At 4pm…
Tita Grace: O, akala namin after lunch ka?
Ria: You won’t believe what happened…
———–
Shey is one of those people listed as injured and discharged; her car was also announced over the radio as one of those vehicles damaged by the blast.
The next day, she was able to retrieve her car (bumper came off, one window broken), her laptop, and her bag (minus her wallet — walang awa naman yung magnanakaw talaga!).
Comments(0)
It’s official here in the Philippines, October 29 (Barangay and Sangguniang Kabataan elections) is a special non-working day; November 1 (All Saints’ Day) a regular holiday; and November 2 is a Special (non-working) Day.
